An Appeal for Moral Support & Funding
SUBJECT: PROSPECT INDEPENDENT PRESIDENTIAL CANDIDATE FOR 2011 GENERAL ELECTIONS
“…I do not know what your destiny will be, but one thing I know, the only one among you who will be really happy are those who will have thought and found how to serve, how to show compassion and a will to help others…,” ALBERT SHWEITZER, one of the greatest Christians of his time who was bestowed with a Noble Prize in 1952.
BIO – DATA
My name: William Kituuka Kiwanuka
District of Birth: Wakiso
Age: 51
Nationality: Ugandan
Parents: The Late Besuel Kiwanuka and Penina Kiwanuka of Ssisa Busiro – Wakiso district.
Grand Parent: Late Lazalo Ssebayizzi of Ssisa Busiro.
Clan: Mamba
Qualifications: B. A. (Hons) Economics/Rural Economy degree of Makerere University; Banking; Good Governance Training; Computer Literacy.
Working Experience: Commercial Banking; Teaching; Writing for public consumption; publishing; Career Guidance; Project writing; Restructuring undertakings; Website designing; General Innovative Consultancy Service Provision
Residence: A Children’s Home
Box No: 33917, Kampala .
Telephone: +256714981628 begin_of_the_skype_highlighting +256714981628 end_of_the_skype_highlighting
« Time is now to change the rich men syndrome which makes poor people poorer and they end up losing morale. A rich man can fool you the way he wants. You can dig for him and he tells you to collect the money the following day yet when he has the money, instead telling you to call on him the following day. As a poor man you will have nothing to say but to follow what he tells you. The poor are under looked and despised. I am offering myself to see sanity return to the poor of Uganda .”
WHY INDEPENDENT CANDIDATE?
1) I have all along been an advocate of the opposition party coalition arrangement with a clear agenda under the Inter Party Cooperation (IPC), however, when nominations for the Presidential candidates were made, it is when my eyes were opened to what I think is a wrong way forward. I advocate for such cooperation where the IPC and not individual party comes out in the final picture; which is equated to one party absorbing others. My belief is that before nomination, the parties under the arrangement would have first convened a conference where members would agree on the way forward including a joint manifesto, what I see is a diffuse arrangement that may be worse than the one popularly known as the Moshi spirit.
2) There are currently no clear ideas that the IPC is fronting which are going to be different from the current Government’s arrangement. This position would be clear as of now, instead each Party President has own party or personal ideologies as reflected at nomination.
3) Given number 1 and 2 above, I see it best an opportunity to offer myself as an Independent Presidential Candidate for 2011 General Elections for I think I have a Vision for the way forward for Uganda which we can jointly build on to see our country to prosperity. Work: “… if a man is called to be a street sweeper, he should sweep even as Michaelangelo painted, Beethoven composed music or Shakespeare wrote poetry, he should sweep streets so well that all the hosts of heaven and earth will pause to say – here lived a great street sweeper who did his job well. Martin Luther King. Jr. “I equally wish to offer myself for a good job for my country, William Kituuka Kiwanuka.
4) Sir Winston Churchill visited Uganda in 1908. He was overwhelmed with her beauty, hence baptizing the country, “The Pearl of Africa.” What frustrates the people of Uganda and the - would be beauty of the country are politicians who are treacherous. They hide their agendas and Ugandans end up being taken for a ride, and the final position is what we reap: underdevelopment, continued poverty, deprivation of the majority by a minority hence an increasing income gap and death of the poor victims as a frustrated lot after being used!
5) Despite several decades of economic growth and huge development aid disbursements, the number of countries called “least developed” (with per capita income less than US $900 a year has in - fact doubled since 1971, from 25 to 49 in the last decade (1990 – 2000) and despite all development efforts – not even one country was able to graduate from this group to a higher income level, with the exception of Botswana. Source: Why Poverty Reduction Programmes did not work – (Resistance to change) By Hans. U. Luther ; An Article in Development Cooperation No.3/2002 (May/June)
6) Based on No. 4 above, it is true that some of our failures as a country coming from accepting to be on the receiving end of ideas as conceived from donors; be they countries and/or bi – lateral or multi – lateral organizations, instead of coming up with our own agenda and convincing them to help fund it as a basis of our cooperation with them, it is this experimentation and or trial coupled with lack of commitment to implement projects/programmes as stipulated in agreements (not forgetting diversion of funds) that is responsible for our under development and constant beggar mentality.
7) A few years ago, I had opportunity of calling at jinja and what I saw I would hardly believe. I had lived in Jinja from 1984 to early 1987. I was working with a banking institution. That time, the exodus to banks by customers was great and the sector was very encouraging. This time around, when I passed around Busoga Square banking area, I was not impressed. It was as if a banking holiday though the bank doors were a jar. One could not see a soul of a bank customer around! This reminded me of the Cooperative Societies which used to be a vehicle for credit and marketing of farmer produce, which are long dead! The future of the Ugandan farmer and businessmen lies in cooperative pooling of resources. With sound capital invested into business entities, there is hope for competitive production of goods and services, and this is the key for the future of Uganda which should target agro – based industrialization. Given this experience, I am committed to seeing a vibrant competitive business climate a reality and the resurrection of cooperative infrastructure as a necessary vehicle in the undertaking.
8) It is also clear that as part of the way forward for Uganda , there is need to build consensus, we should stop this winner takes all mentality and have a win win position for all Ugandans if we are to see ourselves as a united people in diversity. It is against this background that I wish to advocate for a Government of National Unity and Reconciliation where all parties will play a role and have a feeling of belonging. “So, let it be said of us then that we are thinking not only of our time, that we have reached as high as our ideals, that we put aside our divisions and found a new hour of healing and hopefulness, that we joined together to serve and strengthen the land we love – the pearl of Africa: Uganda.”
9) It is unfortunate that there has developed a culture in Uganda where able bodied people who would make serious investments in the country are looking to politics as a life long career and the only means to survive. This has been witnessed in the on going NRM party elections for positions. It is absurd to see people exchange bitter words to the extent of involving fire arms in mere party. The elective offices are seen as the cheaper way to accumulate wealth as compared to agricultural production or undertaking serious business. This conviction among the public induces corruption. This culture has to be reversed so that politics is seen as a sacrifice for one’s country and not a means to milk the taxpayer for one’s welfare irrespective of his/her qualifications which would call for rendering one’s energies elsewhere.
The innovation to be code named: The Re – birth of the Marshall Plan
What was the Marshall Plan?
President Truman, speech to Congress (12th March, 1947)The seeds of totalitarian regimes are nurtured by misery and want. They spread and grow in the evil soil of poverty and strife. They reach their full potential when the hope of a people for a better life has died. We must keep that hope alive. If we falter in our leadership, we may endanger the peace of the world - and we shall surely endanger the welfare of our own nation. At the present moment in world history nearly every nation must choose between alternative ways of life. The choice is often not a free one. One way of life is based upon the will of the majority, and is distinguished by free institutions, representative government, free elections, guarantees of individual liberty, freedom of speech and religion, and freedom from political oppression. The second way of life is based upon the will of a minority forcibly imposed upon the majority. It relies upon terror and oppression, a controlled press and radio, fixed elections, and the suppression of personal freedom. I believe that it must be the policy of the United States to support free peoples who are resisting attempted subjugation by armed minorities or by outside pressures.
The Marshall Plan (officially the European Recovery Program, ERP) was the primary program, 1947–51, of the United States for rebuilding and creating a stronger economic foundation for the countries of Europe . The initiative was named for Secretary of State George Marshall and was largely the creation of State Department officials, especially William L. Clayton and George F. Kennan. George Marshall spoke of the administration's desire to help the European recovery in his address at Harvard University in June 1947. The reconstruction plan, developed at a meeting of the participating European states, was established on June 5, 1947. It offered the same aid to the USSR and its allies, but they did not accept it. The plan was in operation for four years beginning in April 1948. During that period some US $13 billion in economic and technical assistance were given to help the recovery of the European countries that had joined in the Organization for European Economic Co-operation. This $13 billion was in the context of a U.S. GDP of $258 billion in 1948, and was on top of $12 billion in American aid to Europe between the end of the war and the start of the Plan.
We should be ready for a similar challenge in Uganda given the misery of our people.
In all we do we shall need the spirit of being Good Samaritans
Some one once said, “Christians are like fertilizer. Pile them up in one place long enough and they’ll begin to stink. But spread them out and they’ll do some good.” 1. In today’s sermon I am going to talk about doing good to others. The Bible calls this ministry. 2. Most people think ministry means to serve God. This is not wrong but not 100% correct either. In ministry we help people on behalf of God. 3. Today’s message comes from the story of the Good Samaritan which I believe all of you are familiar with – when reading this story you might feel guilty remembering that you passed by some one in need at one time or another. 4. You will ask me what am I supposed to do? The scope of this message is to answer that question.
I. This is the attitude that the Good Samaritan exhibited. II. God has called every Christian to have this attitude. III. Serving and following Christ go hand in hand. Illustration: Christians like to be visited by the Senior Pastor or the church staff in times of need. It’s not wrong. But many excuses are given when they are asked to visit a fellow believer in need. If you want to serve people on behalf of God treat them the way you like to be treated.
2. Now cultivate the attitude of the good Samaritan. How?
A. Start seeing the needs of people around you?
I. We meet needy people every day, (Not only the physically needed. What about those with emotional hurts). II. Your eyes is the birth place of kindness. III. You can’t care until you are aware.
B. What keeps us from seeing the needs of people?
I. Busyness II. Ignorance
C. How to see their needs?
I. Slow down and look around you. II. Stop to talk to some one. III. Give them your undivided attention.
3. Sympathize with people’s pain (be compassionate)
A. Just seeing the need is not enough
Illustration: Most people who see the helpless simply blames the government or church for not doing anything. I. To sympathize means to feel how others feel. (When the Samaritan saw the wounded man, he had pity on him. – Luke 10:33) II. Romans 12:5 says, “Rejoice with those who rejoice, weep with those who weep. (Romans 12:15, NET)
B. How to sympathize with others?
I. To do so one must give up his prejudices and stop making assumptions about others. II. The Jews and Samaritans hated each other so much, people were surprised when Jesus made a Samaritan the hero of the story. III. Learn to see the people around you as Jesus sees them. God cares for everyone. If you want to serve people you must care for those who God cares for. IV. Learn to Listen: Sometimes the greatest way to serve some one is just listening, (Galatians 6:2). There’s a story behind every need.
C. Learn from your struggles
I. God allows certain struggles in your life so that you can learn to sympathize with and serve the needy and hurting people around you. II. “Who comforts us in all our troubles so that we may be able to comfort those experiencing any trouble with the comfort with which we ourselves are comforted by God.” (2 Corinthians 1:4, NET)
4. Seize the opportunity and meet the need – How?
A. Take action
I. Don’t wait. II. Don’t delay. III. Don’t procrastinate. Do what you can at that moment, (Proverbs 3:27-28)
B. Get down to the victim’s level
I. The Samaritan stooped down and got on the man’s level. II. The Samaritan didn’t act superior.
C. Be willing to take the risk
I. In order to seize the moment, you must be willing to take a risk. II. The Samaritan took a risk: What if the robbers were still in the area? III. We don’t like to get involved with other’s pain and brokenness because it reminds us of our own.
5. Be willing to sacrifice yourself
A. Serving is costly
I. It costs you money. II. It costs you time. III. It costs you energy
B. You might not gain anything in return
I. The Samaritan took the injured man to a motel. II. He likely had to travel a great distance. III. He nursed the victim throughout the night and then paid the bill at personal expense. What did he gain? Nothing. III. Galatians 6:10 says, “So then, whenever we have an opportunity, let us do good to all people, and especially to those who belong to the family of faith. (Galatians 6:10, NET)
6. Wrapping it up
A. If you want to fulfill God’s calling to serve others:
I. First Grow an attitude of love. II. Be compassionate. III. Don’t ignore opportunities to help some one. IV. Be willing to pay the price.
B. Don’t get discouraged when you are not appreciated
I. So we must not grow weary in doing good, for in due time we will reap, if we do not give up. (Galatians 6:9, NET)
THE INNOVATIONS I AM FRONTING FOR THE POSITION OF PRESIDENT OF UGANDA
1) A VIRTUAL CLEARING HOUSE
2) EMPLOYMENT OF ALL PEOPLE OF UGANDA (SKILLED & UNSKILLED)
3) FREE MEDICAL TREATMENT FOR ALL
4) QUALITATIVE ; PRACTICAL EDUCATION FOR ALL
5) UNIFORM FEDERAL GOVERNANCE IN UGANDA
6) ENSURING A LIVING WAGE
7) ENSURING A BALANCED DIET FOR ALL
8) CONTROL OF BIRTH THROUGH EDUCATION & FAMILY PLANNING
9) PUTTING IN PLACE MEASURES TO MINIMISE CORRUPTION
10)BOOSTING AGRO – PROCESSING INDUSTRIALISATION
11)BOOSTING OUR EXPORT BASE
12)FIGHTING ENVIRONMENTAL DEGRADATION
13)ENSURING REGIONAL POLES OF GROWTH
14)IMPLEMENTING VOCATIONAL EDUCATION FROM PRIMARY SCHOOLS
15)CATERING FOR THE ELDERLY
16)IMPLEMENTING A STUDENT LOAN SCHEME FOR HIGHER INSTITUTIONS OF LEARNING
17)SCRAPPING GOVERNMENT SPONSORSHIP
18)PROMOTION OF INFORMATION AND COMMUNICATION TECHNOLOGY IN ALL AREAS POSSIBLE.
19)ENSURING LITERACY FOR ALL AND TEACHING OF RIGHTS
20)ENSURING THAT GOVERNMENT OBSERVES HUMAN RIGHTS
21)THE WILL OF THE PEOPLE PREVAILS.
22)PROMOTION OF A SAVING AND INVESTMENT CULTURE
23)REDUCTION OF VAT RATE AND TAXATION RATES WHICH ARE ON THE HIGH HENCE MAKE BUSINESS UNCOMPETITIVE INTERNATIONALLY; FOR EXAMPLE ON FUEL
24)ABOLISHING TAXATION ON GOVERNMENT
NB It is important to note that the 24 listed are representing major policy areas which will be different from the way the NRM conducts its business. What is not touched here has intentionally been left out and may be streamlining may be required but not a major policy objective as many of the listed portray. These (24) are what bring out the distinctiveness between the two that is the NRM and the proposed Government set up. For instance, it is wrong to discuss matters of the East African Community here apart from ensuring that agreements are implemented to ensure its sustained existence for the benefit of all the peoples of the member countries. It is also true that the outlined are the areas I would have to try hard to see that Parliament when it is the relevant organ to handle does in conformity with my conviction for the welfare of the people of Uganda, more so the poor who more often are impoverished the more due to policy in place over which they remain enslaved and victims.
The Chief Executive Vs the PRO
CE: How come we have no contribution in this issue?
PRO: Sir, You know, the company policy is that we must have a look at the previous issue before we make a contribution.
CE: Scrap that right away. We have missed a chance of being party to an educative Magazine to which we would have contributed. We should be able to gauge the type of Magazine when the Editor gives us a hint.
The Logic of the above:
Someone will say: “So and so, why give him a vote? I have not seen him deliver, what is his background, and so on and so forth. The gist of the matter is; how do we move forward? What I have outlined is fundamentally what I will endeavour to convince other players in Government to ensure implemented, and I want to assure the people of Uganda that I have the will; and all a long I have had that heart which feels for the deprived, the injustices in our country. The Baganda have a saying which when interpreted to English means that: You may think you despise some one because he is not big. Here it is not body size that matters, not wealth, but Ideas and such ideas which are not a gamble, but those that will definitely work. I would love to work under the Agenda to see Uganda a better country for all of us with the cooperation and support of the established political party leaders and their members. I believe I have the key to unite Ugandans at this crucial stage in our history, and thereafter, I should leave the stage but having set the ground for that Democracy which many leaders don’t want to give chance. So please, let us unit for a way forward as one person under a Government of National Unity and when we have sustained that, it should be easy for each of us to go to his party which he so cherishes.
The NRM has been given its chance: What is the evaluation like?
The NRM waged a 5 year Bush War because The Late Paulo Muwanga helped Uganda People’s Congress (UPC) to ‘win’ the 1980 General Elections. In power, NRM leaders promised Ugandans a fundamental change. The question is: “Today, when the Uganda Opposition openly declares that elections conducted by the NRM Government have a lot of rigging, is there justification for the 5 year bush way and the suffering later on deaths endured? NRM Leadership has to know: “The probability of a theory or practice in Science can be demonstrated by performing an objective experiment. Findings can be compared after a series of observations and errors are evaluated. The opposite however is true for the politician – history gives him only a single chance. The failure of a social experiment usually is not only a personal catastrophe for the individual politician, but of the basic concept he was fighting for as well.”
Developing a Culture of Peaceful Settlement of Conflict
In Uganda , we MUST endorse a culture of peaceful resolution of Conflict. One reason why poverty is so much, so many unemployed youth, and low production capacity, wrong policy a part; the NRM over its tenure of office has been involved in the use of war to solve conflicts; and this is regrettable. It was hard to believe that not long ago when Uganda People’s Defense Forces (UPDF) were in Congo pursuing Kony, Ug. Shs 400m or so (if my memory is good) was being use daily, and they were there for a month or so. In such circumstances a country cannot escape being poor. Adam Smith says in The wealth of Nations: “Among the civilized nations of modern Europe … not more than one – hundredth part of the inhabitants of any country can be employed as soldiers, without ruin to the country that pays the expense of their service.” The basic truth is that war is a parasitical part of the economy, particularly when it becomes professionalized. Professional armies cannot feed or clothe themselves or even provide themselves with weapons. This has to be done by the civilian population.
People will always tell you, “You are not a military personnel, how can you rule Uganda ?
First of all, let me be clear once again, I am advocating for a Government of National Unity and Reconciliation which Uganda needs most as of now. In this arrangement, all parties will play roles to ensure that we move forward democratically, and there will be no winner takes it all given that I am an Independent candidate. We seriously cannot live in perpetual fear endlessly; we must boldly come out and say, this is what we want. Yet even those who imagine that they have a right to keep Ugandans in slavery will one of these days turn to God and do justice. “Peace is the greatest good that people can wish for in life.” When the great humanist Cervantes wrote this, he was stating the principle position of pacifism, where attainment of peace is regarded as the highest possible value to which all other aspirations should be subordinated. Yet history is full of examples where peace has been consciously sacrificed for attaining other goals, for preserving faith and principles, and for materialism and ideology. It can be remembered by those of us who were around in 1983: “On December 3, 1983, Ugandans woke up to the shocking news on Radio Uganda that the country’s powerful and feared Army Chief of Staff, Major General David Oyite Ojok had died. It was the closest to Ugandans experiencing the death of a sitting President.” Yes, you may think that you are at liberty to take away people’s rights and deny them their wishes by using fear, but, at times God can decide otherwise for you. We need just to get that maturity and we shall have Uganda as a country where we shall all peacefully co – exist.
Kituuka’s Stakes in the Struggle for the High Office
When you see a trailer on the road, you may imagine that the driver must be very energetic to manage to drive the huge thing on the road. But, the truth is that the designers of the vehicle made it such that, it is normal driving, without the need to use that much energy. In my case, I see the role a head as normal because I have the conviction, and basic ability to do the job given the cooperation and advice as expected. What I can say, is that given audience by the people of Uganda when properly facilitated which is my biggest constraint, I can easily prove a David against the Goliath (a combination of forces that may be opposed to my stand and standing.
The Strategy of a Government of National Unity and Reconciliation
Many may wish to know my exact strategy when I talk about a Government of National Unity and Reconciliation. Apart from the removal of Presidential term limits, our Constitution has a lot in common with the one of the Americans. In my case therefore, to have the objective met, my run mate - the Vice President would be Ambassador Olara Otunu. The Position of Prime Minister was initially not in the Constitution and I am not aware that it is there legally. It tends to weaken the Vice President.
Why the Ambassador?
1) He did not soil his hands in the till for the 24 – 25 years NRM has been in power;
2) He is an Internationally respected diplomat who can help the country a lot in efforts to see to recovery; which efforts require a lot of good will and funding from potential donors;
3) He will stand to see the Northern Uganda recovery and reconstruction efforts real to benefit the victims of the wars there;
4) He stands for the good in the Uganda People’s Congress (UPC) whose policies many Ugandans still wish for ( the cooperatives thrived, social infrastructure to mention a few);
5) He is a man who is in for reconciliation.
Ministerial Positions:
1. Ministry of Defense to Major Mugisha Muntu
2. Ministry of Internal Affairs to Dr. Kizza Besigye;
3. Ministry of Foreign Affairs to Hon.Mau;
4. Ministry of Finance to Dr. Abed Bwaniika;
5. Ministry of Public Service to Hon. Bidandi Ssali;
6. Ministry of Land - Hon. Kyanjo
7. Minitry of Water ^ Environment – Hon. Mabiike
8. Ministry of Agriculture- The Conservative Party
I wish to have 1/3 of the cabinet positions to the women. Of these we would have 4 Full Ministers in Ministries which need to see gender balance real and the women rights observed. These are:
1) Health
2) Education
3) Gender, Labour & Social Development – Hon. Betty Nambooze
4) Local Government – Hon. Betty Kamya
A lot of constitutional amendments need to be made in the 5 years and one man who may do the work well is Hon. Erias Lukwago.
The Religious factor is featuring prominently in our politics today. The six major religions including the Traditionals; to nominate one representative to take up a cabinet position. Given the number of Baganda already featuring, may be a Muganda may not be nominated among the 6.
It is true, being a Government of National Unity; the Movement would also be represented on the cabinet.
I however sear that I have not discussed this strategy with anybody mentioned. It my opinion of the way forward given where we are now with the opposition badly divided and chances of getting the Government out of power almost not there.
I swear that if the Opposition parties agree at this critical time to front me as a sole Presidential candidate, this will be a win situation for all in official opposition. The 5 years would then be used to amend the bad laws; reorganize the parties and have them strengthened in a free and fair atmosphere so that come 2016, all factors remaining constant; they will be better prepared for the challenges.
Meanwhile, party leaders and their members’ representatives agree to my proposal, and then what would remain for them is to further mobilize support so that it finally becomes a walk over. Their positions are a sure deal in cabinet is success is realized.
As for the Hon. MPs mentioned who are not party Presidents, it will be optional for them either to compete for Members ship in Parliament or not for also their positions are as indicated above.
WHEN SHALL I LAUNCH MY CANDIDACY?
I am offering my ideas to the people of Uganda as an Independent candidate who has a wish to work with all the elected people’s representative who believe that we need a common destiny for Uganda which is peace and prosperity as well as unity in diversity. We should out grow that fear that once such a Government is out of power, then for us as a group or tribe we shall be in danger. This peaceful co - existence and brotherhood is what I am advocating for and would wish to nurture given opportunity. I can therefore only launch my candidacy if I get the endorsement by a group of Ugandans who should be willing to help with financial resources to see to implementation hence the launch.
The strategies that will help my campaign given support are reflected in my proposals that aim at delivering to the people of Uganda given opportunity as is in a satisfactory customer service. These among others are:
1) Knowing that it costs six times more to attract a new customer than it does to keep an old one;
2) A typical dissatisfied customer will tell between 8 – 10 people about his/her problem;
3) Seven out of ten customers will do business with you again …. If you resolve the complaint in their favour;
4) If you resolve the complaint on spot, 95% will do business with you again;
5) Of the customers who quit, 68% do so because of an attitude of indifference by the company or a specific individual;
6) As far as I am concerned, the voters of Uganda and those who reside in Uganda are my customers; they are the boss, I promise quality work, and value for their votes – just trust me and we get moving; Victory is our goal come the 2011 General Elections.
7) I promise to religiously solve the ills of the peoples of Uganda , and Ugandans getting to know about it (publicity of my plans/intentions for their well being, should equal to success come the 2011 General elections. For I have all along been an active advocate of the welfare of Ugandans, my works/writings are testimony to the effect, no bribe can get me off the belief and conviction that good living conditions can be enjoyed by all of us if only our leaders can have that vision for the country. And, trust me; I have it as reflected in my plegdes below. I look forward to success.
ERABORATING ON THE INNOVATIONS I AM FRONTING FOR THE POSITION OF PRESIDENTOF UGANDA
1. A VIRTUAL CLEARING HOUSE
I. There are many Ugandans who live in social exclusion. They have little or no access to social and economic protection and basic social services. Herein lies the problem: with limited access to secure income, basic education, health care, clean water and food security, they are caught in a continuing cycle of poverty and vulnerability. This leads to their exclusion from the mainstream of both social and economic activity. It is this sad development that is the drive to have the innovation of the Virtual Clearing House.
II. The biggest investment challenge by the Government I have in picture is managing the innovation of a Virtual Clearing House. This will be an arrangement where all people previously unemployed will fit when work is thought for them. The 1st beneficiaries here should be those who hold qualifications in Business Administration and Management; those trained in information technology and those with accounting/auditing /banking and financial management skills. These will form the basic staff in the Virtual Clearing House.
III. This arrangement is to have branches from the village level to the National Clearing House. This arrangement is to be installed with the equivalent of cards where each beneficiary will have information concerning him/her as is with bank ATM cards.
IV. The arrangement is to open up equivalent of Grocery shops in each village where the beneficiaries with the Virtual Clearing House will do most of the shopping for the basics of life.
V.
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